If you’re on a Clear Spring Health Medicare Advantage plan in Georgia, here’s what you need to know: Clear Spring Health is exiting the Georgia Medicare Advantage market , along with Illinois and Colorado, affecting more than 12,000 members. Unlike a network dispute with one hospital system, this means the plan itself is going away, not just a set of providers within it.
What’s Actually Changing
Clear Spring Health confirmed it’s discontinuing its Medicare Advantage plans in Georgia, citing underperformance. Members affected will need to actively choose a new Medicare Advantage plan or switch to Original Medicare; coverage doesn’t automatically roll over to another carrier. Anyone on a Clear Spring Health plan will receive a formal non-renewal notice, but it’s worth acting on the news now rather than waiting for that letter to arrive.
Why an Exit Is Different From a Network Change
A hospital dropping a carrier usually means you can keep your plan and just switch doctors, or vice versa. A carrier exiting the market entirely is a bigger deal: your specific plan won’t exist in 2027 no matter what, so there’s no version of “staying put.” Every affected member has to make an active choice during AEP, whether that’s a different Medicare Advantage plan, a Medicare Supplement, or Original Medicare with a standalone drug plan.
What to Do Before AEP Opens
- Don’t wait for your formal non-renewal letter. Start comparing new plans now.
- Review your prescriptions and preferred doctors against any new plan’s formulary and network before you enroll.
- Consider whether a Medicare Advantage plan, Medicare Supplement, or Original Medicare with Part D fits your needs best.
- Mark October 15 on your calendar. That’s when Annual Enrollment Period opens, and it runs through December 7.
How Burke Insurance Group Can Help
Sorting through a plan change during AEP can be overwhelming, especially if you’re comparing several new options at once. We’re licensed across 22 states, including Georgia, and can walk through what’s actually available in your area for 2027, no cost, no pressure. Call or text us at 561-770-9904, or reach out through our contact page.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
